# The Budget Module

The FIRM Guide (thefirmguide.com) — companion to The Recoverable Family.
Fill this in privately (any text editor or by hand), then store it in your Vault.


## Secure Guide Starter Template

> This template belongs in The Secure Guide, stored within The Vault. It documents your budgeting system, recurring obligations, and financial goals. Account credentials belong in the password manager — referenced here, not stored here.

- Method: 

- Tool or Platform (if applicable): 

- Location of Budget Document: 

- Login Credentials Location: 

- Review Frequency: 

- Primary Manager: 

- Notes: 

### Recurring Obligations — every fixed or predictable expense; variable expenses (groceries, fuel, discretionary) need not be listed here. For a full liabilities summary, see the Financial Accounts Module
| Obligation | Amount | Due Date | Autopay? | Account | Login Location |
| --- | --- | --- | --- | --- | --- |
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### Financial Goals (Current)
| Goal | Timeframe | Notes |
| --- | --- | --- |
|   |   |   |
|   |   |   |
|   |   |   |

### Financial Professionals — for full advisor contact details, see the Financial Accounts Module; duplicate here only if relevant to budget management
| Name | Role | Phone | Notes |
| --- | --- | --- | --- |
|   |   |   |   |
|   |   |   |   |


## Family Guide Starter Template

> This template belongs in The Family Guide. It provides the minimum information needed to keep the household running — essential obligations, key accounts, and who to call.

> These are the bills that must be paid to keep the household running. Full account details and login credentials are in The Secure Guide.

### Essential Recurring Obligations
| Obligation | Approximate Amount | Due | Autopay? | Notes |
| --- | --- | --- | --- | --- |
|   |   |   |   |   |
|   |   |   |   |   |
|   |   |   |   |   |
|   |   |   |   |   |

- Institution: 

- Account Type: 

- Purpose: 

- Access Instructions: 

### Financial Goals — Summary
| Statement | Detail |
| --- | --- |
|   |   |
|   |   |

### Who to Call
| Name | Role | Phone |
| --- | --- | --- |
|   |   |   |
|   |   |   |